Analysis of Personal Data Protection at Bank Syariah Indonesia Under Law No. 27 of 2022

Authors

  • Wildan Fattahur Rozaq Faculty of Law and Politcal Science Author

Keywords:

personal data protection, Bank Syariah Indonesia, Personal Data Protection, IT Security, Financial Services

Abstract

Digital transformation has become BSI's priority in providing sharia-base financial services through digital technology. However, this transformation brings new challenges related to the protection of customers' personal data. This study aims to analyze the rights and obligations of personal data controllers with the implementation of BSI's obligations as a personal data controller based on Law Number 27 of 2022 concerning Personal Data Protection. Using an empirical legal method with a descriptive analysis approach, data was obtained from interviews with BSI and literature studies. The results of the study show data protection gaps at BSI in the form of the absence of leak notifications, lack of transparency in data disclosure to third parties, limited IT security responses, and inefficient data updates. This study recommends the development of data leak notifications, increased transparency, the formation of regional IT teams, and online services to update data.

Downloads

Download data is not yet available.

References

UNDANG-UNDANG

Undang-Undang Nomor 27 Tahun 2022 tentang Pelindungan Data Pribadi, Jakarta:

Lembaran Negara Republik Indonesia, Tahun 2022 Nomor 196

PENERBITAN PEMERINTAH ATAU LEMBAGA LAINYA

Laporan Tahunan 2023 PT Bank Syariah Indonesia, Tbk, Jakarta: Bank Syariah

Indonesia.

JURNAL

Maulana, R. A., & Apriani, R. (2021). Perlindungan Yuridis Terhadap Data Pribadi

Nasabah Dalam Penggunaan Elektronik Banking (E-Banking). 7(2).

Lutfi, M. P., Kurniasari, E., & Putri, F. E. A. (2024). Urgensi Perlindungan Hukum

Terhadap Data Privasi Nasabah Bank Di Era Perkembangan Digital. Jurnal Multidisiplin Ilmu Akademik, 1(5), 210-218.

Fikri, M., & Rusdiana, S. (2023). Ruang Lingkup Perlindungan Data Pribadi:

Kajian Hukum Posistif Indonesia. Ganesha Law Review, 5(1), 39-57.

Rosadi, S. D., & Pratama, G. G. (2018). Perlindungan privasi dan data pribadi dalam

era ekonomi digital di Indonesia. VeJ, 4(1), 88-110.

Pakpahan, JM (2024). Kesadaran Urgensi Peran Pengendalian dan Pemrosesan

Data Pribadi dalam Rangka Pelindungan Data Pribadi Individu Berdasarkan Undang-Undang Nomor 27 Tahun 2022 Tentang Pelindungan Data Pribadi. Jurnal Hukum to-ra: Hukum Untuk Pengaturan dan Melindungi Masyarakat , 10 (1), 119-137.

SKRIPSI

Hasna, K. (2023). Kendala Implementasi Perlindungan Hukum Keamanan Data Pribadi

Nasabah Bank BSI Atas Ancaman Ransomware (Doctoral dissertation, Universitas Islam Indonesia).

INTERNET

METRO TV. (2023, July 19). Rangkuman Kasus Kebocoran Data di Indonesia [Video].

YouTube. https://www.youtube.com/watch?v=MQ0S2Puyqro

Bank Syariah Indonesia, “Kebijakan Privasi BSI” dalam Bank Syariah Indonesia,

https://www.bankbsi.co.id/kebijakan-privacy/bsi

Downloads

Published

01-05-2026

Issue

Section

Articles